How to Buy Bitcoins with Credit Card

Buying bitcoins via credit and debit cards is one of the most popular and convenient ways to purchase Bitcoin.

On most exchanges, if a credit or debit card is used, you will have instant delivery of your Bitcoins. This is perfect for buying the bottom, or catching a big move right before it happens.

The thing is this…

This convenience can come at a price, as most cryptocurrency exchanges will charge around 4% for card purchases.

If time is not a concern, consider using a bank transfer to purchase Bitcoin, as you will save on purchasing fees.

Below we will compare and contrast several cryptocurrency exchanges that allow Bitcoin’s to be purchased via debit and credit card.

After reading about each exchange and deciding which one will be the best for you, look towards the bottom of this page for step by step guides on using each exchange.

Lastly, before purchasing Bitcoin, it is important to learn about the different options you have for storing your Bitcoin. Leaving cryptocurrencies such as Bitcoin on an exchange for an extended period of time is not recommended.


Coinbase is one of the most reputable Bitcoin exchanges in the world. They’ve been pushing to bring cryptocurrencies to the general public since 2012. Coinbase makes it easy for anyone to get into cryptocurrency. Just make an account, link your preferred payment method, and start purchasing.

Coinbase was recently valued at $8 billion for good reason, its amazingly simple user interface allows anyone from any background easily purchase cryptocurrency like Bitcoin.

Coinbase’s works with the financial authorities in the U.S., so you can be sure that any profits made from the appreciation of Bitcoin or purchases of over $20,000 will be reported as tax needed to be paid. Coinbase requires users to submit a picture of their ID to confirm the identity of the account.

Please note that if you are based in the United States, credit card purchases are disabled. You can still purchase with a debit card from Coinbase in the US.

How To Signup at Coinbase and Verify Your Account ?

How to verify your credit card Coinbase account ?

How to buy Bitcoin in the USA ?

How to buy Bitcoin in the Europe and UK ? is a popular Bitcoin platform with a simple bitcoin exchange service. The exchange service is linked to the wallet, which is a simple but highly functional bitcoin wallet that should satisfy the needs of both Bitcoin newbies and seasoned veterans. supports both single and multi-signature wallets as well as English, Spanish, French, Italian, Polish, German, Japanese, Chinese, Russian, and Portuguese, and the wallet is based on the open source Copay wallet, making it highly secure and reliable.

Besides buying bitcoins, you can also use as an online bitcoin wallet and as a great source of Bitcoin-related news. There is even a forum section and bitcoin games, although we don’t recommend bitcoin gambling to anyone who can’t afford to lose everything. has a great iOS wallet that is linked with your account, allowing you to send and receive bitcoin with anyone anywhere in the world.


Coinmama is also a great option. The first thing you might notice upon logging in to Coinmama is the user interface of its website. Coinmama offers different packages which give a certain amount of cryptocurrency. If you plan to get a different amount than their packages, you can specify how much Bitcoin you want to buy.

Another small difference about Coinmama is that they do not provide you with a wallet for storing your purchased cryptocurrency. Instead, they ask you for a wallet to send the purchased currency too. This shouldn’t be an issue at all, as long as you have your own wallet. To learn more about Bitcoin wallets, check our guide,

Coinmama has a great reputation in the crypto community as they have reliable customer support and have been around for a while. They are based in Israel and support several countries and almost all US States.


Bitpanda separates itself from other exchanges by offering many different payment methods and cryptocurrencies. They only sell cryptocurrency to customers in Europe but have extremely competitive rates and fees.

Bitpanda’s user interface is pretty clean, making it easy for beginners to purchase currency on the site. Outside of credit cards, Bitpanda offers Sofort transfers, Neteller, Skrill, EPS, Giropay, SEPA transfers and OBT.

Bitpanda requires an ID upon sign up, making it not a great choice for those concerned with privacy.


Luno is a popular exchange allowing the buying and trading of Bitcoin paired against fiat currencies and Ethereum. Depending on your country, Luno will be a great option. Luno currently only supports Europe, South Africa, Malaysia, Indonesia, and Nigeria.

In addition to their website, Luno has a mobile application for iOS and Android allowing for the purchase and trading of Bitcoin on the go. is another great option to buy bitcoin with credit card or debit card. They have been in business since 2013 and are based in London, UK. The exchange brings strong security, great liquidity, and cross-platform trading via their website, mobile app, and API solutions. According to the website, they have over 2 million active traders. also allows margin trading for those that want to, and near 100% uptime.

Their service coverage is decent, allowing 24 US states, and 99% of countries around the world. Here are the states does NOT support.

Alabama, Alaska, Arizona, Arkansas, Colorado, Florida, Georgia, Guam, Idaho, Iowa, Kansas, Louisiana, Maryland, Michigan, Mississippi, Nebraska, New Hampshire, New Jersey, North Carolina, North Dakota, Ohio, Oregon, Tennessee, Texas, U.S. Virgin Islands, Vermont, Virginia, Washington.

They are working on increasing the supported US states by obtaining additional Money Transferring Licenses.


Bitstamp’s claim to fame is that it’s the ‘first fully licensed bitcoin exchange’ in the world. As the statement suggests, Bitstamp provides more than just debit and credit card purchases. It also allows you to buy with a bank transfer, SEPA transfer, and more. You can even cash out your balance in gold.

That, however, does not deter from the ability to make credit and debit purchases. The page has a simple interface that lends itself to navigation and oversight. Debit card purchases, like with most services, require identity verification. Once the account has been verified, just link your debit card and make purchases as desired.

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